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What is sim swapping?

SIM swapping is when an attacker convinces your mobile carrier to move your phone number onto a SIM they control. Every SMS verification code then arrives on their device instead of yours. It is the single strongest argument against using SMS as a second factor for anything valuable.

Topic
Attacks
Also called
SIM swap attack, SIM jacking
Reading time
1 min
Reviewed
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How the attack runs

It is social engineering against the carrier, not a technical exploit. The attacker gathers enough personal detail, often from previous breaches, to pass the carrier's identity check. They then report a lost phone and request a transfer. The first sign for the victim is usually a phone that suddenly loses signal.

How to reduce the risk

Move your second factor off SMS wherever possible and use an authenticator app or security key. Add a port-out PIN or account lock with your carrier; many carriers support one. Remove your phone number as a recovery method on accounts that let you use something else.

Sources

These primary references support the terminology and current security guidance used in this definition.

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